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Do I need to have saved a deposit?

The deposit required to purchase your new home varies with each lender. The average borrowing amount is 92%. You can review our lenders section to compare each lender.

You can obtain this money via a number of methods:

- Savings
- Ask your parents if they could possible help you.

If you are a professional (Qualified Accountants, Doctors, Opticians, Solicitors, Dentists, Vets and Physiotherapists.) you may be interested in one of our other mortgages which allows a borrowing percentage of 100%.

The maximum 100% mortgage facilities are capped at €400,000.

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Mortgage Advice Store Ltd is regulated by the Central Bank Of Ireland

Variable rate warning: The cost of your monthly repayments may increase - If you do not keep up your repayments you may lose your home. The payment rates on this housing loan may be adjusted by the lender from time to time.

Warning: Your home is at risk if you do not keep up payments on a mortgage or any other loan secured on it

Fixed rate warning: You may have to pay charges if you pay off your fixed-rate loan early

Interest only warning: The entire amount that you have borrowed will still be outstanding at the end of the interest-only period

Debt consolidation warning: This new loan may take longer to pay off than your previous loans. This means you may pay more than if you paid over a shorter term

Endowment loan warning: There is no guarantee that the proceeds of the [Insurance Policy / Pension Policy] will be sufficient to repay the loan in full when it becomes due for repayment