When applying for your Mortgage in Ireland - the single largest
investment of your life, the decision of who to entrust with this
can be daunting. Should you deal directly with an Irish lender
/ lenders or should you use the services of The Mortgage Advice
Store, an authorised mortgage intermediary, who work on your behalf
to secure the best deal for your individual circumstances.
At The Mortgage Advice Store you have the comfort of knowing you
are dealing with highly trained and skilled mortgage advisors.
Our advisors all have substantial experience in the mortgage advisory
area and all our recommendations are subject to review by qualified
Each application is allocated to an experienced consultant. Your
consultant will be available to you throughout the process in
addition to your administration support contact.
Our commitment to customer service is reflected in our flexibility
for meeting our clients. We are available at a time that suits
you and your work pattern, which may be in the evening or at a
location that suits you.
Intermediaries have a growing share in the mortgage market
In Ireland approximately 50% of all mortgages are sourced through
is set to grow to 70% within the next few years in line with trends
in the United States and UK.
The need for independent advice and access to market knowledge
is essential in order for you to make an informed decision on
a particular mortgage product and mortgage provider.
The Mortgage Advice Store are a Leading Authorised Intermediary
with consultants available to provide you with impartial mortgage
advice and assistance.
products same interest rates
The rate of interest you are charged is identical whether you
go directly to a lender or deal through The Mortgage Advice Store.
This is a key feature of the intermediary product and has fuelled
the growth of the mortgage intermediary market.
By constantly monitoring the products on offer we can identify
special products or rate offerings which in circumstances may
have particular appeal to our clients.
lending criteria differ significantly
There is significant variation in lending practices between the
mortgage lenders in Ireland.
differences range from varying loan to value ratios to wide variations
in the absolute amount a lender will advance because of the use
of a range of different formulae in calculating how much you can
We consistently get different lending decisions from lenders in
respect of identical applications.
Monitoring Historic rate performance
Our unique historic rate performance charts monitor how one lender
compares with the rest of the market over time in the various
Using this information allows us to back up our advice with clear
evidence of past performance in addition to current product offering
Up to date information
We update our rates daily from all the Irish mortgage lenders
and constantly monitor the Irish mortgage market to ensure you
have access to accurate and timely information.
time and money
You save time and money by letting us research the market for
a product to match your needs
We go through the options available with the objective being to
provide a mortgage facility that meets your long term requirements.
At The Mortgage Advice Store we charge a fee of €399 only if loan is approved (can be waived).
We have no relationship with any particular lender that would in any way compromise our independence.
Our commitment to providing information on all the major lenders
and products reflects our passion for providing our customers
with independent advice.
Mortgage Advice Store Ltd is regulated by the Central Bank Of Ireland